Is Rowing Scull Insurance right for me?
Our Rowing Scull Insurance will cover most types of rowing boat, including gig boats and skiffs when used on inland and coastal waters of Europe up to 12 nautical miles offshore.
Benefits of our Rowing Scull and Sweep Boat cover
Loss and damage cover for your craft
- Loss or damage to your craft by fire, theft, accident, or malicious damage.
- Loss or damage whilst in transit by road.
- Loss or damage to personal effects up to £250.
Craft liability cover
- £5 million third party liability cover as standard.
- Cover up to £1,000 for medical expenses following an accident on board the vessel.
- Personal Accident cover up to £25,000 for death or permanent total disablement as a result of an accident on board the vessel.
- Cover up to £10,000 for family and guests if hit by an uninsured vessel.
Excess waivers for our small craft insurance
- Non-fault excess waiver - no excess to pay where deemed not at fault and third party details are available.
- No excess to pay if your vessel is damaged while in a marina
Racing cover
- Racing cover available for all forms of rowing craft.
Conditions apply.
FAQs
If you’re in unfamiliar waters and you go into a shallow section, it’s possible you’ll damage your scull on an underwater object. In this instance you’ll be covered. If your scull gets damaged due to carelessness or recklessness though, unfortunately we can’t cover you.
Firstly, the trailer should be purpose built. Most rowing clubs will own a purpose-built trailer and we’d recommend getting your scull transported on this, along with other boats travelling to regattas or training camps. You should secure your scull on the trailer with at least two boat ties/straps and ensure there’s padding under one end so that you can pull the tie tight without damaging the bow/stern deck of your scull. A handy tip is to tape a bottle (with air in it and the cap on) to one of the horizontal bars of the trailer. If you’re transporting your scull on the roof of your car, you should attach it with at least two boat ties as above. You should also attach a fluorescent flag (or similar) to the bow ball of your scull if it hangs over the rear of your vehicle.
Yes, that means you can race all year round on rivers and lakes. So, you have no excuse not to do scullers’ head in the freezing cold. You will also be covered if you’re lucky enough to race at Henley. Just be sure to check your line and look out for those pesky booms!
Our rowing scull insurance policy can offer legal cover, as an optional extra.
The sculling boat insurance policy does include cover for outside the UK but is limited to 30 days (please check your policy wording for which countries are included). If you think you will be taking it outside of the UK for longer periods than this, speak to one of our advisers.