Is Paddle Board and Windsurf Insurance right for me?

Our flexible insurance will cover both inflatable and ridged paddle boards, and SUPs including race boards and windsurf boards, and kit including wave and foiling boards. We also cover options for competition and race use on inland and coastal waters of Europe.

Benefits of our Paddle Board and Windsurfing cover

Loss and damage cover for your equipment

  • Loss or damage to your craft by fire, theft, accident, or malicious damage.
  • Loss or damage whilst in transit by road.
  • Loss or damage to personal effects up to £250.

Liability cover

  • £5 million third party liability cover as standard.
  • Cover up to £1,000 for medical expenses following an accident on board the vessel.
  • Personal Accident cover up to £25,000 for death or permanent total disablement as a result of an accident on board the vessel.

Excess waivers

  • Non-fault excess waiver - no excess to pay where deemed not at fault and third party details are available.
  • No excess to pay if your vessel is damaged while in a marina

Racing cover

  • Racing and competition cover available 

Conditions apply.

wind surfer on boat at sea

FAQs

Yes, paddle board and windsurf insurance cover includes damage to the board and equipment such as your sail quiver while in transit, excluding scratching, bruising and denting.

The policy provides 30 days' cover for European use.

No. You must take responsible precautions to prevent theft. Your board and equipment should be kept securely so that it cannot be stolen without forceable removal.

If you would prefer to spread the cost of your rowing boat insurance policy, you may have the option of setting up a Direct Debit to pay your premium by monthly instalments

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

Policy Documents