Is Dinghy and Skiff Insurance right for me?
Our Dinghy Insurance will cover most dinghy and skiff classes including sails, spars and foils whether used for recreational use or racing at club, open and series events as well as national and international level sailing on inland and coastal waters of Europe up to 12 nautical miles offshore.
Benefits of our Dinghy and Skiff cover
Loss and damage cover for your craft
- Loss or damage to your craft by fire, theft, accident, or malicious damage
- Loss or damage whilst in transit by road
- Loss or damage to personal effects up to £250
Craft liability cover
- £5 million third party liability cover as standard
- Cover up to £1,000 for medical expenses following an accident on board the vessel
- Personal Accident cover up to £25,000 for death or permanent total disablement as a result of an accident on board the vessel
- Cover up to £10,000 for family and guests if hit by an uninsured vessel
Excess waivers
- Non-fault excess waiver - no excess to pay where deemed not at fault and third party details are available
- No excess to pay if your vessel is damaged while in a marina
Racing cover
- Racing cover available at club, open, series and class championship event levels
Conditions apply.
FAQs
To make sure a trailer is secure whilst carrying your dinghy, we ask you to ensure that a wheel clamp or hitch lock is fitted to the trailer whilst it is unattended. Not only does it help to deter theft of your dinghy and trailer, it also means your insurance will l be valid if the craft is stolen.
Legal Expenses cover is available as an optional additional product that you can choose to add to your policy. This cover can be added when taking out your cover online or alternatively, contact us and speak to an advisor to add it to your policy.
We offer three levels of cover for dinghies. There's insurance for “cruising only or racing at club level” and “racing at open and series meetings including National, European and World regata's.
Whether you buy online or over the phone with our helpful team, you can pay by debit card or credit card.