Legal notice

Please read the following information carefully before using our website. If you do not agree to be bound by these Terms you must stop using this website immediately.

  1. Changes to Terms
    We reserve the right to make any changes to these Terms at any time. Please check this page regularly for any changes..
  2. Privacy Policy
    We are committed to safeguarding the privacy of our customers. Please find below our policy in relation to privacy and how we use any data you supply us.
  3. International Use
    We do not maintain that materials on our website are appropriate or available for use in locations outside the U.K. (including the Channel Islands and Isle of Man), and accessing our website from territories where its contents are illegal or unlawful is prohibited. If you choose to access our website from locations outside the U.K., you do so on your own initiative and are responsible for compliance with local laws.
  4. Access to our website
    Messages sent over the internet cannot be guaranteed to be completely secure as they can be intercepted, lost or corrupted. We are therefore not responsible for the accuracy of the messages sent by email over the internet - whether from us to you or from you to us.

    Due to the nature of the internet and the fact that your access to our website involves features outside our control, we are not responsible for any technical problems you may experience with our website. If you do experience technical problems, please use the 'contact us' facility on this website.
  5. Intellectual property
    Unless we have clearly stated otherwise, all intellectual property rights are our property. These include (but are not limited to) copyright in the graphic images, buttons, layout, and text contained in our website. You may not copy or distribute our website, except for your own personal use, in whole or in part, without our prior written consent. Navigators & General Insurance Company Limited and/or other Zurich marks referenced on our website are trade marks (registered or otherwise) which belong to companies within the Zurich Financial Services group in the U.K. and/or other countries. You may not use such trade marks without our prior written consent. Other product and company names reproduced on our website may be the trade marks (registered or otherwise) of their respective owners.
  6. Hyperlinks
    You may not create a hyperlink to this website without our prior written consent. In order to provide you with the best web-based service, we have included within our website several links to other websites. We cannot be responsible for those websites and their content which are beyond our control and we make no representation as to their quality, suitability, functionality or legality and you waive any claim you may have against us with respect to such websites..
  7. Disclaimer
    Whilst we have taken all reasonable care to ensure the information contained within these pages is accurate we do not guarantee the accuracy or completeness of any information contained on or provided in connection with our website. We are not responsible for any errors or omissions or for the results obtained from the use of such information or for any technical problems you may experience with our website. You are responsible for the security of any data which you transfer to or from our website.

    We shall not be responsible for any loss or damage caused, directly or indirectly, by your use of our website or the information contained on our website.
  8. Miscellaneous
    These Terms are subject to English law. If any dispute arises connected with you using our website, it will be dealt with by the English courts.

    Navigators & General Insurance Company Limited is a limited company registered in England & Wales No.173444. Registered Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hants PO15 7JZ.

    We are authorised and regulated by the Financial Services Authority. These details can be checked on the FSA's register by visiting their website www.fsa.gov.uk/register or by contacting them on 0845 606 1234.

Privacy Policy of Navigators and General Insurance Company Limited

This Privacy Policy sets out how we, Navigators & General Insurance Company Limited (“N&G, we, us, our”), will use personal data. We will be the data controller of your data for the purposes of the Data Protection Act 1998.

Who will have access to your data?

  • Data will be used by Navigators & General in the manner set out below (see “How will we use personal data?”).

What will we collect?

  • We will collect names, addresses and other details provided by you when you use our website or obtain a quotation for one of our products or services.
  • We may also record information about the way you have used our site, in order to improve the way it operates (see “Cookies” below).

How will we use personal data?

  • We will use the personal data you provide to us to answer your request when you contact us with a question or when you obtain a quotation. In addition personal data may be used for management information and research. We may disclose information to companies within the Zurich Financial Services Group, service providers, agents and distribution partners for these purposes. If you buy a product then more details will be provided in the product literature.
  • We would like to keep you informed about products and services that we believe will be of interest to you. Unless you instruct us otherwise, we may share personal data that you provide with other companies within the Zurich Financial Services Group and with other companies that we establish commercial links with so that we and they may contact you (by mail, email, telephone or other appropriate means) in order to tell you about carefully selected products, services or offers that we believe will be of interest to you. If you do not wish us to do this please indicate this using the tick box when you enter your details, or contact us using the address provided in the “Further Information” section below.

Cookies

  • When you use this website we will log your IP address and collect basic information about the way you use the site during your visit. This information is used only for site navigation and systems administration purposes.
  • In certain situations we may use cookies in order to recognise you as a site user and to personalise your visit. A cookie is small file sent to a web browser by a web server. We only use cookies for the purposes stated above and where necessary for the full operation of the website.
  • You can set your browser to reject cookies but if you do so you will be unable to use some areas of our sites. For more information about how to reject cookies please consult your browser settings.

Links

For your convenience we may have included links on this website to other sites that we believe you may find useful. These websites will each have their own privacy statement, which may differ from ours. Therefore please ensure, when you click on any of our links, that you read the privacy statement located on the website you have selected. Any websites connected with this site are not within our control.

Where you have linked to our website from a third party website, we may be required to pass your personal information to the third party. Please read the privacy statement provided by the third party website to make sure that you understand how they will process your information.

Your consent/information

  • By using this website, you consent to the collection and use of your personal information (including sensitive personal data) by Navigators & General, provided it is used as set out in this Policy. You also consent to the transfer of your information to countries or jurisdictions which do not provide the same level of data protection as the United Kingdom. If we do make such a transfer, we will ensure that your information is appropriately protected.
  • If we decide to change the Privacy Policy, we will post those changes on this page so that you are always aware of the information we collect, how we use it and under what circumstances it is disclosed.
  • You have the right to ask for a copy of the information we hold about you (for which we may charge a small fee) and to correct any inaccuracies in your information.
  • The Internet is not a 100% secure medium of communication and, accordingly, we cannot guarantee the security of any information transmitted via the Internet. We are not responsible for any damages you, or others, may suffer as a result of the loss of confidentiality of such information.
  • We may monitor or record your communications with us to improve our service and for security and regulatory purposes.
  • Before you provide us with any personal data about a third party you must obtain the correct authority from the individual(s) concerned and undertake to keep them advised about how their information will be used.
  • If your personal details change, or if you change your mind about your marketing preferences, please let us know by contacting the address provided in the “Further Information” section below.

Further Information

  • If you have any queries in relation to this Privacy Policy you may write to our Compliance and Corporate Responsibility Officer at:

    Navigators & General Insurance Company Limited, PO Box 848, Brighton, BN1 3GQ.
    or email: enquiries@navandgen.co.uk

  • Navigators & General Insurance Company Limited is registered with the UK Information Commissioner under the Data Protection Act 1998, registration number Z5344491.

Last amendment: 27 April 2008
Navigators & General Insurance Company Limited. PO Box 848. Brighton. BN1 3GQ. Tel: +44 (0) 1273 863400. Authorised and regulated by the Financial Services Authority.
Navigators & General can only provide boat insurance cover for UK Residents. Non-UK residents should visit www.zurich.com to find the contact details of your local Zurich Financial Services office.
Communications may be recorded or monitored to improve our services and for security and regulatory purposes.
Cover and premiums are subject to individual assessment.
Navigators & General Insurance Company Limited is a limited company registered in England & Wales No.173444. Registered Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hants PO15 7JZ.
© Copyright - Navigators & General Insurance Company Limited 2008. All rights reserved. Reproduction, adaptation or translation without prior written permission is prohibited except as allowed under copyright laws.
If you are a UK company operating in boat insurance or the marine trade industry and are interested in a relationship with Navigators and General , please contact our Brighton office at enquiries@navandgen.co.uk, who will be happy to discuss this with you.