The property
The buildings and contents including stock and articles in the open on the premises.
Business Interruption
Keeps the business going following damage, paying for the overheads, wages and profit that would have been earned. Can be extended for suppliers or customers in the UK or abroad or for loss of utilities, boat damage and lack of access.
All Risks
To cover those items that travel with the client away from the premises. To contact sites, exhibitions, business trips etc. Ideal for tools, laptops and other portable equipment.
Employers' Liability
Protecting the client's legal liability for the safety of his staff including both employed and labour only subcontractors.
Employers' Liability Register - FSA regulations require us to publish details of all Commercial employers' liability policies we enter into, renew or under which a claim is made, on or after 1 April 2011. Zurich Insurance plc is a member of the Employers' Liability Tracing Office and details of all such policies are available on the tracing office's website, which can be found at www.elto.org.uk.
Money
Protecting the client's cash and other money from loss including compensation for anyone attacked when handling this.
Transit
Covering goods being transported whether belonging to the clients or to their customers. Both for own and hauliers vehicles.
Public and Product Liability
Protecting the client's business from potential legal liabilities through their activities or the products that they sell.
Marine Hull cover
Material damage cover for vessels that are used, operated, constructed or sold as part of the business.
