What it covers

The property

The buildings and contents including stock and articles in the open on the premises.

Business Interruption

Keeps the business going following damage, paying for the overheads, wages and profit that would have been earned. Can be extended for suppliers or customers in the UK or abroad or for loss of utilities, boat damage and lack of access.

All Risks

To cover those items that travel with the client away from the premises. To contact sites, exhibitions, business trips etc. Ideal for tools, laptops and other portable equipment.

Employers' Liability

Protecting the Client's legal liability for the safety of his staff including both employed and labour only subcontractors.

Money

Protecting the Client's cash and other money from loss including compensation for anyone attacked when handling this.

Transit

Covering goods being transported whether belonging to the Clients or their customers. Both for own and hauliers vehicles.

Public and Product Liability

Protecting the Client's business from potential legal liabilities through their activities or the products that they sell.

Marine Hull cover

Material damage cover for Vessels that are used, operated, constructed or sold as part of the business.