Legal

1.

Changes to Terms
We reserve the right to make any changes to these Terms at any time. Please check this page regularly for any changes.

2.

Privacy Policy
We are committed to safeguarding the privacy of our customers. Please click here for our policy in relation to privacy and how we use any data you supply us.

3.

International Use
We do not maintain that materials on our website are appropriate or available for use in locations outside the U.K. (including the Channel Islands and Isle of Man), and accessing our website from territories where its contents are illegal or unlawful is prohibited. If you choose to access our website from locations outside the U.K., you do so on your own initiative and are responsible for compliance with local laws.

4.

Access to our website
Messages sent over the internet cannot be guaranteed to be completely secure as they can be intercepted, lost or corrupted. We are therefore not responsible for the accuracy of the messages sent by email over the internet - whether from us to you or from you to us.

Due to the nature of the internet and the fact that your access to our website involves features outside our control, we are not responsible for any technical problems you may experience with our website. If you do experience technical problems, please use the 'contact us' facility on this website.

5.

Intellectual property 
Unless we have clearly stated otherwise, all intellectual property rights are our property. These include (but are not limited to) copyright in the graphic images, buttons, layout, and text contained in our website. You may not copy or distribute our website, except for your own personal use, in whole or in part, without our prior written consent. Zurich Insurance plc and/or other Zurich marks referenced on our website are trade marks (registered or otherwise) which belong to companies within the Zurich Financial Services group in the U.K. and/or other countries. You may not use such trade marks without our prior written consent. Other product and company names reproduced on our website may be the trade marks (registered or otherwise) of their respective owners.

6.

Hyperlinks
You may not create a hyperlink to this website without our prior written consent. In order to provide you with the best web-based service, we have included within our website several links to other websites. We cannot be responsible for those websites and their content which are beyond our control and we make no representation as to their quality, suitability, functionality or legality and you waive any claim you may have against us with respect to such websites.

7.

Disclaimer
Whilst we have taken all reasonable care to ensure the information contained within these pages is accurate we do not guarantee the accuracy or completeness of any information contained on or provided in connection with our website. We are not responsible for any errors or omissions or for the results obtained from the use of such information or for any technical problems you may experience with our website. You are responsible for the security of any data which you transfer to or from our website.

We shall not be responsible for any loss or damage caused, directly or indirectly, by your use of our website or the information contained on our website.

8.

Miscellaneous
These Terms are subject to English law. If any dispute arises connected with you using our website, it will be dealt with by the English courts.

Navigators and General is a trading name of Zurich Insurance plc, a public limited company incorporated in Ireland. Registration No. 13460. Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ. Authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request.  FSA registration number: 203093. These details can be checked on the FSA’s register by visiting their website www.fsa.gov.uk/register or by contacting them on 0845 606 1234.

PO Box 848, Brighton, BN1 3GQ
tel: 01273 863400
Fax: 01273 863401
http:www.navandgen.co.uk/
enquiries@navandgen.co.uk